Kentucky Beats Louisville In Final Four, Advances To National Title Game

Kentucky forward Anthony Davis (23) slam dunks past Louisville guard/forward Kyle Kuric (14) during the first half of an NCAA Final Four semifinal college basketball tournament game Saturday, March 31, 2012, in New Orleans. (AP Photo/David J. Phillip)

With start of new financial year 2012-13, a lot would change from today in personal finance space. Here is the list.

Good News:

Increased Interest on Small Savings Scheme like PPF, NSC, etc: The government has increased interest rates on post office deposits like PPF, NSC, Fixed Deposit, Recurring Deposit, and Senior citizen Scheme in the range of 0.2% ? 0.5%. Check the details here.

Pay less Income Tax: The tax slabs have increased for FY 2012-13 in Budget 2012. It would impact some of people positively as they would now pay lesser taxes. You can download the Tax Calculator for FY 2012-13 here.

Savings Bank Account becomes more tax efficient: Now interest income up to Rs. 10,000 from savings bank account would not be under a new section, 80TTA. Details here.

ELSS scheme to continue: ELSS (Equity Linked Saving Scheme) or Tax Saving Mutual Fund is one of the best investment avenues for tax saving and wealth creation. This benefit was anticipated to go this year but the good news is it?s here for FY 2012-13. So go ahead and start your SIP (Systematic Investment Plan) in a good ELSS.

Rajiv Gandhi Equity Savings Scheme: Budget 2012 has proposed Rajiv Gandhi Equity Savings Scheme (RGESS) for small investors to encourage them to participate in equity markets directly. The details are not out yet but are expected to benefit first time entrants to equity markets.

Security Transaction Tax (STT) reduced: Budget 2012 has reduced STT from 0.125% to 0.1% for cash delivery transaction. This would mean slightly lower transaction cost for equity investors.

Three month validity for cheques and bank draft:?Reserve Bank of India (RBI) in a recent notification has reduced the validity period for cheques and bank draft from six months earlier to three months from April 1, 2012. So, if you have a cheque which is more than 3 months old, you would need to get it r- issued.

Bad News:

Life Insurance would be costly: The increase in service tax from 10.3% to 12.36% would impact life insurance premiums. Now you would need to pay at least 2% more in terms of service tax for the same insurance. Traditional Life Insurance plans like endowment plans would be impacted more as the composite rate of service tax has been increased from 1.545% to 3.09%. Details Here.

Returns from Life insurance would decrease further: If you are someone who invested in Life Insurance products for returns, they would come down further. Budget 2012 has proposed the premium should be at least 10% of the sum assured for life insurance. It was 5% till last Financial Year. This would increase your life insurance cover but decrease the returns, especially for people in higher age groups. This is truly not a bad news as considering insurance as investment was never good anyway.?Details?Here.

Motor Insurance would be costly: with recent changes by IRDA (Insurance Regulatory and Development Authority) regarding Third party motor insurance, the premiums would go up in the range of 6%-8% for two wheelers, 4%-6% for cars and 10%-30% for commercial vehicles.

No Tax Exemption for investment in Infrastructure Bonds: Budget 2012 has done away with Rs. 20,000 tax exemption that was available by investing in infrastructure bonds u/s 80CCF. This means the tax outgo would increase for everyone from Rs. 2,060 to Rs. 6,180 depending on the tax bracket.?Details?Here.

So brace yourself for these changes and look forward to a prosperous new Financial Year 2012-13!

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Current TV fires Keith Olbermann

By Lucas Shaw, TheWrap.com

Current TV has fired Keith Olbermann, a network spokeswoman told TheWrap.

The controversial news host has been at the fledgling cable channel for less than a year, but the relationship has been rocky since the get-go and individuals on both sides of the dispute accused the other of breaching contract.

Olbermann will not get the opportunity to sign off on air, as Eliot Spitzer will replace him starting Friday night, the network announced.

More from TheWrap.com: Rift between Olbermann, Current deepens

Current informed Olbermann of his dismissal Thursday morning, and in a note on Friday Current co-founders Al Gore and Joel Hyatt made their displeasure clear.

Olbermann quickly responded on Twitter, threatening legal action.

He also apologized to viewers, but said he had to end his show after he was unable to resolve his differences with Current executives.?

"I'd like to apologize to my viewers and my staff for the failure of Current TV. Editorially, Countdown had never been better," Olbermann tweeted.

"But for more than a year I have been imploring @AlGore?and @JoelHyatt?to resolve our issues internally," he added, saying that they had instead publicized their disputes.?

Olbermann's attorney Patricia Glaser confirmed to TheWrap that they will sue Current.

"They made a bad decision. They can expect a bad result," Glaser said, adding that they would be filing a complaint next week.

More from TheWrap.com: Al Gore: What Olbermann will do for Current TV

According to an individual with knowledge of the situation, that dispute was part of a larger chain of errors by Olbermann, who was fired for a "serial, material breach of his contract" such as the failure to show up to work, sabotaging the network and attacking Current.

That individual said Olbermann missed 19 of 41 working days during January and February and asked for vacation the night before Super Tuesday, giving the network "strong legal foundation" for dismissing Olbermann.

Glaser descibed said claims as "hogwash."

Olbermann's contract not only paid him a hefty sum, but gave him equity in the network.?He also held the title of Current's Chief News Officer.

This was but the very messy culmination of a lengthy back and forth between Current and its star, who has a long history of butting heads with his bosses, having previously tangled with them at ESPN and MSNBC.

(TODAY.com is powered by msnbc.com, which is a joint venture between Microsoft and NBC Universal, which operates MSNBC TV.)

Olbermann got into a contretemps with Current over his role during Republican primary election coverage last December.?Back in early January, executives at Current TV said that relations ? especially those with Current CEO Joel Hyatt ? were at a breaking point after deteriorating over several months.

Olbermann declined to cover the Iowa caucus when he learned he would have to share the hosting chair with others.

His show on Current was hailed as the centerpiece of its transition towards progressive programming, and Current has added two prime time evening shows and two morning shows to its lineup.

"Countdown" will now be replaced by "Viewpoint with Eliot Spitzer."

Spitzer, the former governor of New York, has minimal broadcast experience, having previously hosted the low-rated CNN show "In The Arena."?

Here is the full memo from the Current website:

To the Viewers of Current:

We created Current to give voice to those Americans who refuse to rely on corporate-controlled media and are seeking an authentic progressive outlet.? We are more committed to those goals today than ever before.

Current was also founded on the values of respect, openness, collegiality, and loyalty to our viewers.?? Unfortunately these values are no longer reflected in our relationship with Keith Olbermann and we have ended it.?

We are moving ahead by honoring Current's values. ?Current has a fundamental obligation to deliver news programming with a progressive perspective that our viewers can count on being available daily -- especially now, during the presidential election campaign.? Current exists because our audience desires the kind of perspective, insight and commentary that is not easily found elsewhere in this time of big media consolidation.

As we move toward this summer's political conventions and the general election in the fall, Current is making significant new additions to our broadcasts.?? We have just debuted six hours of new programming each weekday with Bill Press ("Full Court Press, at 6 am ET/3 am PT) and Stephanie Miller ("Talking Liberally," at 9 am ET/6 pm PT).???

We?re very excited to announce that beginning tonight, former New York Governor Eliot Spitzer will host ?Viewpoint with Eliot Spitzer,? at 8 pm ET/5 pm PT.? Eliot is a veteran public servant and an astute observer of the issues of the day. He has important opinions and insights and he relishes the kind of constructive discourse that our viewers will appreciate this election year.?

We are confident that our viewers will be able to count on Governor Spitzer to deliver critical information on a daily basis.

All of these additions to Current's lineup are aimed at achieving one simple goal -- thegoal that has always been central to Current's mission:? To tell stories no one else will tell, to speak truth to power, and to influence the conversation of democracy on behalf of those whose voice is too seldom heard.? We, and everyone at Current, want to thank our viewers for their continued steadfast support.

Sincerely,

Al Gore & Joel Hyatt

Current's Founders

Are you a fan of the cable TV host? Share your thoughts on our Facebook page.

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Apple Motion 5 + Content x86/x64 MacOSX 2012 | 2.19 GB
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